Wealth Engineering
You can rely on HSBC Private Bank France’s team of dedicated and multidisciplinary experts to structure together with you the best possible long-term wealth management strategy in order to protect, develop and transfer your assets.
This results into a custom-made wealth management within the legal and tax framework that fits your personal situation best.
Wealth Engineering: our philosophy |
Experts dedicated to organizing, building and monitoring your wealth strategy over time.
We place great importance on preserving and developing fortunes that have often been built up over one or more generations.
The wealth management experts at HSBC Private Bank France analyse your global situation before designing an asset strategy to meet your objectives and take into account any constraints. By combining legal, fiscal and financial expertise within one department - the Wealth Engineering department - we can provide you with a top quality service.
We use an analogical approach: your wealth is similar to that of a company in that it comprises assets and transactions.
Our aim is to offer you the same level of service you could get from strategy advisory firms, a service which has until now only been available to companies.
Wealth Engineering: a custom-made service |
Our Wealth Engineering experts are dedicated to conduct a thorough analysis of your personal situation in order to present you their recommendations.
Your Private Bank Relationship Manager then helps you plan and implement the suggested solutions, working in close collaboration with the Wealth Engineering team.
A rigorous process
There is no such thing as a typical financial situation! Each patrimony has its own history and reflects its building stages. Your personal objectives must be clearly identified and structured and your constraints understood (performance objective, risk tolerance, investment horizons, non-transferable property, etc.).
Creating the right alchemy between the different components of your wealth in order to ensure an optimal management, requires looking at the various elements from legal, fiscal, financial and successional perspectives.
Once the wealth strategy is validated and the asset holding structures selected, we help you choose the best investment vehicles and then to monitor and adapt them over time.
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Stage 1: Research and analysis of the current wealth situation
During the analysis phase, our team of wealth engineers works in close collaboration with partners selected for their professionalism (lawyers, notaries, legal experts, tax experts, accountants, etc.).
Stages 2 - 3: objectives and recommendations
On the basis of the information collected and the wishes you have expressed, our experts carry out a comprehensive diagnosis of your wealth with the aim of offering you custom-made solutions tailored to meet your financial situation and objectives.
Following the research and analysis stage, the Wealth Engineering department recommends certain courses of action, together with sound advice. By doing so, they can assess your feelings and reactions to the ideas and suggestions put forward.
Afterwards, you receive a summary taking into account your comments and the direction you wish to input into your asset strategy.
Stage 4: implementation of your personal strategy
At HSBC Private Bank France, your Relationship Manager implements the agreed-upon recommendations and then, together with the Wealth Engineering department, ensures that they are adapted over time to keep up with changes in your patrimony situation, your objectives and any regulatory reforms.
HSBC Private Bank France offers a comprehensive range of products designed thanks to the expertise of the Discretionary and Advisory Portfolio Management Services teams and on the basis of the open architecture know-how of the asset management firm (responsible for /dedicated to the financial products and services) of the Private Bank.
The products and services offered by HSBC Private Bank France are regularly updated to take into account any developments in the regulatory and financial environment, and benefit from strategic insights from the Financial and Wealth engineering teams.
Wealth Engineering: flexibility and on-going support |
Close collaboration as well as skills complementarity between the Wealth Engineering team and your Private Bank Relationship Manager guarantee you a high quality service covering:
| - customization of analysis and reflections regarding your global financial situation;
- privileged relationship based on understanding, communication and establishment of mutual trust;
- support for the implementation of the recommendations;
- follow-up and updating of the initial wealth diagnosis over time.
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Various expectations and issue
In terms of Wealth Management, as regard to:
| - restructuring (spouse protection, tax optimization, special increase of your assets due to the exercise of stock options or the distribution of free shares, transfer of assets over generations, additional revenue, etc.);
- international analysis (relocation, resettlement);
- use of companies subject to corporation tax;
- transfer of a company (free of charge or in return of a payment).
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Your Private Bank relationship manager works in close relation with all the "business line" specialists who combine their respective areas of expertise to ensure an optimal management of your wealth, in line with the current legal, fiscal, economic and financial environments.
HSBC Private Bank France, your partner over the long
The legal, fiscal and financial reforms involving your personal wealth require to be monitored closely. Your patrimony structure must reflect your own evolution, requirements and all private and professional events that punctuate the course of your life.
Therefore a monitoring of you wealth situation on a regular basis is essential and all the experts at HSBC Private Bank France and within the Private Banking Group are dedicated to you, and rallied round your Relationship Manager to help you manage your global wealth.
