Mortgage loan

HSBC Private Bank France's range of mortgage loans provides you with credit solutions to help you finance part or all of a property purchase, construction project or work on an existing property in the context of personal asset financing or purchase of a primary or second home.

Subject to the acceptation of your application by the Credit department, HSBC Private Bank France provides you with flexible financing solutions in line with your own personal requirements:

Flat or floating rate,
Interest-only or redeemable loan (option to defer interest payments), progressive or degressive loan, fixed or adjustable loan,
Partial or complete repayment in advance without penalties,
Reimbursement periodicity decided by the borrower : monthly, quarterly, half-yearly or annually,
Partial or complete financing of your property (possibility to include notary's fees and guarantee costs),
Guarantee on the financed asset or any other assets owned by the borrower (life insurance policy, dividends, building etc.),
Optional death and invalidity protection.